Discover essential tradecraft from a retired operative based in the Philippines, designed to protect expats living in Asia from common scams and fraud. This video draws on real professional experiences to reveal tactics used to elicit information from the unknowing. I’m just scratching the surface here; however, this information illustrates the importance of being cautious about sharing your information. Importantly, understanding the psychology involved will help you build legitimate and healthy relationships in your second act.

As a retired U.S. investigator who's won a civil challenge against a Philippine and a multi-national corporation, I’m sharing essential tips to prepare you for victory. Although I’m not a lawyer and this is not legal advice, it is important for you to understand the key elements for success. Learn why keeping records is crucial, avoiding social media rants is important, and why hiring top lawyers matter.

Tired of high U.S. costs eating your nest egg? Discover how retiring abroad gave me more money, time, and joy!

In the US, where folks splurge on premium everything, companies load up on extras: thick upholstery, energy-efficient motors, lifetime warranties, etc. Those things drive prices sky-high.  In the Philippines, wages pale in comparison to the west, so, they manufacture manufacture to an appropriate price point.

Today, we're breaking down why 'owning nothing' is more expensive, straight from Business Insider's facts, and how retiring in the Philippines' low-cost cash economy gives you more money, more time, and a better quality of life."

  After 60 -Major dysregulation in immune regulation (e.g., lower inflammatory cytokines, weakened immune response), carbohydrate metabolism, kidney/heart function, and pathways tied to type 2 diabetes, cardiovascular disease, and kidney issues.

  This aligns with higher vulnerability to infections, metabolic disorders, and chronic conditions post-60.

To eliminate the odor issue, add about half a cap of pine oil soap to every load—it kills the bacteria that cause the body odor in synthetics and keeps everything fresher longer. I've made this a habit, and it works reliably here.

There is nothing wrong with being budget minded, but the economy here is totally different. The overall costs are substantially lower in the Philippines, so you don’t have to miss-out on living in a better location or in a larger condo or house. Sticking to the 30% rule as an expat could mean settling for basic housing without amenities like pools or security, and reducing your lifestyle when you can actually afford more.